We are pleased to offer a range of different finance options designed to suit your own needs and affordability. All of our finance packages are available either instore or mail order
Applying for finance is fast and easy. Complete the credit agreement, sign it online and get an instant credit decision. Upon acceptance, pay your deposit and you're done!
How to Apply
Simply call our store on 01977 516186 and we will email you an online link to V12's secure server where you process your application. Alternatevaly we can do it over the telephone with you.
What Do I Need To Apply?
To apply for finance you must meet the following criteria:
- You must be over 18 years of age.
- You must be a UK resident with at least 3 years continual address history.
- You must be in full time employment, unless retired or a house person with a spouse in full time employment.
- You must have a UK bank account capable of accepting Direct Debits.
- You must have a valid Debit or Credit card registered in your name and to the home address on the application form in order to pay your deposit.
Frequently Asked Finance Questions
How much can I borrow?
You can be approved instantly for up to £15,000 to allow you to purchase the guitar or music gear you have been dreaming of, and pay for it in easy manageable installments.
Is a deposit required
Usually a minimum 10% deposit will need to be paid upon acceptance. In some cases or during special promotions we may be able to offer finance with 0% deposit.
How are my monthly payments made?
All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the delivery of your goods, subsequent monthly payments will be due every month for the length of your agreement.
What type of goods can I buy on Finance?
Anything on our website. Please remember that the minimum order value for finance is £299.
How Do I Apply?
Call us on 01977 516186 and we will send you a link to the V12 secure server where you can process you application and get an instant decision and complete your finance agreement by eSigning. This process eliminates the need for any paperwork; saving you time and means we can send your goods quicker.
Can I Pay Off My Loan Early?
You can settle your loan agreement at any time. Simply contact V12 Retail Finance and they will calculate and send you your settlement figure. Your settlement figure and date are calculated in line with the Consumer Credit Act.
|Finance Options||Min Price||Max Price||Duration||Deposit||APR|
|6 months interest free||£299||£15,000||6 months||10%||0%|
|9 months interest free||£299||£15,000||9 months||10%||0%|
|12 months interest free||£299||£15,000||12 months||10%||0%|
|18 months interest free||£799||£15,000||18 months||10%||0%|
|12 months low rate finance||£299||£15,000||12 months||10%||9.90%|
|24 months classic finance||£299||£15,000||24 months||0%||15.90%|
|36 months classic finance||£299||£15,000||36 months||0%||15.90%|
Consumer credit service provided by V12 Retail Finance. V12 Retail Finance is licensed by The Office of Fair Trading (Consumer Credit Licence: 0594229). For more information please call our store on 01977 516186 or visit www.v12retailfinance.com